Cataracts are a common eye condition that affects millions of people worldwide. As we age, the natural lens in our eyes can become cloudy, making it difficult to see clearly. Cataract surgery is a safe and effective procedure that can restore your vision by removing the clouded lens and replacing it with an artificial one.
If you or a loved one has been diagnosed with cataracts, you’re likely wondering about the cost of cataract surgery. The price can vary significantly depending on several factors, and understanding these factors can help you make an informed decision about your treatment.
Understanding the Factors that Influence Cataract Surgery Cost
The cost of cataract surgery can be influenced by a variety of factors, including:
- Location: The cost of cataract surgery can vary significantly depending on your geographic location.
- Type of Intraocular Lens (IOL): The type of artificial lens (IOL) used during the procedure can also affect the cost. Standard monofocal lenses are generally less expensive, while premium lenses like multifocal, toric, or light-adjustable lenses can cost significantly more.
Different Surgery and Lens Options for Cataract Surgery
There are several different options for cataract surgery, each with its own associated costs:
- Traditional Cataract Surgery: Despite technological advancements, manual cataract surgery remains a widely practiced procedure in many clinics nationwide. In this technique, the surgeon makes a small incision in the eye manually using specialized tools, removes the clouded natural lens, and replaces it with a clear artificial lens called an intraocular lens (IOL). This is usually the least expensive kind of cataract surgery.
- Femtosecond Laser-Assisted Cataract Surgery (FLACS): This procedure uses a specialized laser to perform some of the steps in the cataract removal process. FLACS may provide more precise and accurate results, but it is generally more expensive than traditional cataract surgery.
- Premium Intraocular Lenses (IOLs): Besides the two types of surgeries mentioned above, the kind of IOL used to replace the eye’s natural lens can affect how much your cataract surgery costs. There are several premium IOL options available, such as multifocal, toric, and extended-range lenses. Another premium option is light-adjustable lenses, which can be adjusted post operatively. These premium lenses can provide improved vision at multiple distances, but they come with a higher price tag.
Is Femtosecond Laser Cataract Surgery Worth the Extra Money?
Femtosecond laser-assisted cataract surgery (FLACS) is a more advanced and precise technique that uses a specialized laser to perform some of the steps including making astigmatic correcting incisions, breaking up the clouded lens, and creating the opening for the IOL implantation. While this procedure may provide more accurate and predictable results, it is generally more expensive than traditional cataract surgery.
Here at CLEI, we only offer premium FLACS cataract surgery. The cost for this kind of cataract surgery in New Jersey depends on your specific needs and the type of IOL you choose. It goes without saying that regaining clear sight, and potentially eliminating your need for contact lenses or glasses, does require an investment. However, it’s an investment that will significantly improve your quality of life. In addition, you may be eligible for cataract surgery discounts, such as our special discounts for first responders, medical professionals, military personnel, veterans, and teachers. Feel free to reach out to us to inquire about special offers available to you personally and to get a personalized quote for cataract surgery.
With added precision and reduced complications, both of which contribute to improved quality of life, we believe that the decision to invest in premium FLACS cataract surgery performed by a highly-skilled surgeon is a wise one. Ultimately, the best way to decide is to discuss the pros and cons of FLACS with one of CLEI’s experienced ophthalmologists to determine if the additional cost is justified in your case. Feel free to schedule a consultation with us today.
Insurance Coverage for Cataract Surgery
Medicare may cover cataract surgery with conventional intraocular lenses, depending on where you are located. However, the level of coverage can vary depending on your specific plan and the type of procedure you choose. Femtosecond laser assisted cataract surgery with premium IOLs and/or astigmatism correction usually has an additional out of pocket expense.
Financing Options for Cataract Surgery
If your insurance doesn’t cover the full cost of cataract surgery or you have a high deductible, there are several financing options available to help make the procedure more affordable:
- Payment Plans: CLEI provides in-house payment plans through CareCredit and ALPHAEON, allowing you to spread the cost of cataract surgery over several months or years with convenient monthly payments. We offer $0 down and 0% interest for 24 months through ALPHAEON, and $0 down with 0% interest for 12 months through CareCredit.
- Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs): If you have an HSA or FSA, you can use these funds to cover cataract surgery, which may help reduce your out-of-pocket costs.
- Special Discounts: CLEI provides special discounts for first responders, medical professionals, military personnel, veterans, and teachers. Contact us to learn more about the offers available to you.
To get a personalized estimate for your cataract surgery and explore your financing options, schedule a consultation with the team here at CLEI. We can provide you with a detailed breakdown of the costs and help you determine the best course of action for your individual needs.
Conclusion: Making an Informed Decision About Cataract Surgery Cost
Cataract surgery can be a significant investment, but it can be a life changing procedure that can dramatically improve your quality of life. By understanding the factors that influence the cost, exploring your insurance coverage options, and considering various financing solutions, you can make an informed decision about your cataract surgery and ensure that you receive the best possible care at a price you can afford.
